Online Privacy Policy
PCS Financial has
many procedures and policies in place to safeguard our users' privacy.
The follow sections explain how we accomplish this.
Information
We Collect About All Visitors
Non-personal information is automatically collected from all
visitors to our site. This data regards Internet browser type
and version, IP address, referring website, and basic browser
settings. This information helps us determine what content
our visitors are looking for, and for ways that we can improve
upon their online experience.
Information
Our Users Give Us
During registration, users will be required to provide us with a valid
email address. This is used solely to communicate with that user in regards
to online transactions or account maintenance requests. At no time is
this address shared with third parties. A user will receive an email notification
when requesting a lost password, changing a password, or upon making a
payment on their account.
Information
such as zip code and a unique registration code are used along
with account number and name to help determine a users’
identity during the registration process. This is compared
to the information we have on file for such account. This
information was provided to us when the contract was initially
entered into our system or updated upon request via mail or
telephone by the account holder or an authorized representative.
Sensitive
payment information presented to us is stored only momentarily
for verification and approval by the user. After submitted,
it is offloaded to a secure server which is inaccessible from
the Internet. This is explained in the Security section of
this document.
Date and
time information is stored to record account login history.
This information is used by us in the event of an unauthorized
login to an account.
Cookies
A small amount of impersonal information is stored as a browser
“cookie” when logged in to our site. This allows
us to differentiate between simultaneous users of our website.
No personal information is stored in this cookie, and under
normal circumstances it will disappear when closing the web
browser.
Security
We
maintain numerous physical, electronic, and procedural safeguards
to protect personal information.
All personal
information communications between a web browser and our server
utilize industry-standard Secure Sockets Layer (SSL) technology.
This ensures that the information we present to our customer
can be trusted that it came directly from us, as well as was
encrypted during communication.
A user
should ensure that their username and password are kept safe
and confidential. To protect against “brute force”
attacks, we have procedures in place that will disable an
account login if a number of unsuccessful login attempts occur.
Once this happens, a user will need to contact our customer
service department before being allowed to login again.
Payment
information is submitted to us utilizing SSL encryption technology.
After this information is submitted to us it is immediately
offloaded to a proprietary server which is inaccessible from
the Internet. This data can not be seen or modified from the
Internet after this time.
This document
is in addendum to the privacy policy set forth and provided
when an account was established. An additional copy can be
obtained by writing to us at:
PCS Financial Corp.
Ste. 710
200 W. Jackson Blvd.
Chicago, IL 60606
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